How important is it to you that your family continues to live in the same home if you die?
Paying off a mortgage is one of the main reasons life insurance is purchased. Owning your home is likely the biggest investment for your family. Protecting that investment and keeping your family safely in it is what you want and need.
If you decide to buy a car or not buy a car that decision will not really have an impact on your family, if you decide to or not to buy life insurance your family may be affected significantly by opportunity or lack of opportunity, college education or going without, a family that remains together or one that is torn apart.
Great consideration is needed and must be taken to assure your financial needs, goals and risk tolerance are met.
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