Matured Savings Bonds

The U.S. Treasury Department reports that more than $15 billion worth of savings bonds retained, stopped generating interest, nevertheless, are even now held by investors.

To check the status of a bond, go to savingsbonds.gov. Click on “Individual/Personal,” then click on “find out if your Treasury securities matured.” There you can figure out if your bonds are paying anything or how long you have to look forward to them gaining interest. If they’ve stopped gaining interest… you should check with us and decide if you should cash them in, and what to do next.

The sole thing you don’t want to do is keep a savings account that doesn’t earn any interest! You always want your money to earn a return for you.

Refunds Of Overpaid Income Taxes

Numerous (way too many) people we deal with get refunds of overpaid income taxes every year when they file their tax returns.

Forever, we’ve been reminding people NOT to get refunds. Rather, retain our aid for you to plan your income taxes so you get no refund, and have bigger paychecks all year long.

(You can do this totally legally, by adjusting your withholding’s down, so you get more each paycheck, and get rid of or reduce receiving refunds at tax time on your tax return… which are nothing more than interest free loans to the government!

So, here are two ways millions of Americans persist to lend money to the Federal government at zero interest, which we think you ought to have zero or absolutely no interest in doing!

If you require aid, you know who to ask. Let us help you establish sensible savings and tax programs so you minimize or stop loaning YOUR money to Uncle Sam for free!

Please keep in mind that this tip is intended to be of help for you, nevertheless is not to be relied upon as advice. It is simply a reminder that there are many choices you have accessible to you, and that planning is the only way to find the accurate results for your situation! As with any financial issues, make sure you get the accurate information previous to making a decision! If you have any questions, we’ll be glad to assistance you!

Do you have life insurance?

Do you have a mortgage?

Do you have dependents?

Do you have a spouse?

You need life insurance, now, not later.

15 minutes your done and covered!

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